Christmas season related risks
Power cuts, boiler breakdowns and house fires top the list of worries people in Tipperary and across Ireland have at Christmas, according to research from Aviva Home Insurance
Over three quarters of people in Munster (79%) will deck their homes out in festive decorations this Christmas with 15% planning to go all out with both indoor and outdoor lights and decorations. However, despite the great efforts that people in Tipperary and across Munster go to in preparing their homes for Christmas, the majority (61%) will take no steps to protect their home against season-related risks, such as chimney fires, electrical faults or boiler breakdown, in advance. That’s according to Aviva Home Insurance, who released the findings of their latest research.
The research, which was carried out by RED C on behalf of Aviva, found that paying for everything is the number one concern for 40% of people in Munster at Christmas. Other key concerns include pipes freezing (24%); power cut (22%); boiler breakdown (13%); Christmas tree going on fire (12%); and chimney fire (10%).
Speaking about the findings, Cathy Herbert, from Aviva Home Insurance, said: “Christmas is a really important and special time for families in Tipperary and throughout Ireland and spending time at home with loved ones is a top priority, with the vast majority (86%) of people in Munster planning to spend Christmas either in their own home or in their family or partners’ family home.
“With only weeks to go, Christmas shopping is in full swing and some homes even have their Christmas decorations up already. While it’s a very exciting time, homes are often at greater risk of damage at this time of year, due to extreme weather conditions and hazardous decorations, so it’s important for people to factor that into their Christmas preparation to ensure their home is well protected in advance.
“Similarly, homes may contain more valuables than usual at Christmas time, putting them at greater risk of being broken into. We were surprised to find that while almost everyone in Munster (91%) said they lock up when leaving the house, just 29% set an alarm, 36% close the curtains and only 19% set lights on timers. These simple steps can be highly effective so we would remind people to be extra vigilant when going out at this time of year, to ensure their homes are protected, so they can focus on having a safe and happy Christmas at home with their families.”
Top tips to protect your home this Christmas:
1. Avoid a chimney fire by having your chimney swept before the cold weather sets in
2. Have your boiler serviced before the festive season arrives, to prevent a boiler breakdown when you need it most during the cold weather and protect against carbon monoxide poisoning
3. Develop a safety-check routine to ensure all windows and doors are locked, and alarm is turned on before leaving the house
4. Don’t over-load electrical sockets with Christmas lights and decorations to avoid electrical fires
5. If you are leaving your home for an extended period of time over the Christmas break, ask a trusted neighbour or friend to check on the house, take in post etc.
6. If you are going away, make sure not to announce it on your social media profiles, as burglars could potentially be monitoring this
7. When you go out shopping or socialising over the holidays, try and give the impression that someone is home by leaving a radio or TV on or setting lights on timers
8. Make sure to turn off all Christmas tree lights and blow out any candles when leaving the house or going to bed, to avoid risking a house fire
9. Don’t leave Christmas gifts in plain sight of windows and potentially in view of burglars, keep them hidden away as long as possible
10. Check your home insurance policy to make sure Christmas gifts are covered in the unlucky event of a burglary. Aviva Home Insurance will automatically increase your contents cover by 10% for the month of December
Aviva Home Insurance automatically applies a 10% increase to contents cover for the month of December, to give customers extra peace of mind.